Privacy Policy & Terms of Service

Overall responsibility
Stackworks GmbH
Oberer Graben 3
9000 St.Gallen
info@sayblake.com

StackWorks GmbH. Privacy Policy

Last Update: Feb 20, 2020

Your Privacy RightsThis page informs you of our policies regarding the collection, use and disclosure of your Personal Information on the sayblake.com website and all related sites, applications, data storage (including backup and recovery repositories), services and tools regardless of how you access or use them. By signing up for, accessing, or using our products, services, content, features, technologies or functions offered on our website and all related sites, applications, and services (collectively “StackWorks GmbH"), you accept this Privacy Policy and agree to the collection and use of your Personal Information in accordance with this Privacy Policy.

Summary of Sections:

How we collect information about you
How we use cookies
How we protect and store personal information
How we use the personal information we collect
How we share personal information with other parties
How you can restrict StackWorks GmbH from sharing your personal information
Our Premium Services for a small fee - that helps us to growth

How you can contact us about privacy questions

When you use Sayblake Services from StackWorks GmbH, we collect information sent to us by your computer, mobile phone or other access device. The information sent to us may include your computer IP address, unique device identifiers, the type of operating system you’re using, your location or GPS/geo-location, mobile network information, your mobile number, email address, standard web log data and other information. Web log data includes the browser type you’re using and traffic to and from our site. When you use the Sayblake Services from StackWorks GmbH, we also collect information about your transactions and your activities, including financial and payment information. In addition, if you open an sayblake from StackWorks GmbH account or use the StackWorks GmbH. Services, we may collect the following types of information: Contact information, such as your name, address, phone number, email address, user ID, password, and other similar information. Financial information, such as bank account numbers, credit card numbers. Detailed personal information such as your gender, date of birth, or social security number. Detailed information on horses you own or have access to including: name, national and international registration numbers, microchip numbers, medical history, and financial records, You may choose to provide us with access to other personal information, including photos, and other documents related to a purchase transaction or to other use of the Sayblake App from StackWorks GmbH. In order to help protect you from fraud and misuse of your personal information, we may collect information about your use and interaction with the StackWorks GmbH. Services. For example, we may evaluate your computer, mobile phone or other access device to identify any malicious software or activity. How we use Cookies When you use the StackWorks GmbH Services, we (including companies we work with) may place small data files on your computer or other device. These data files may be cookies, pixel tags, or other local storage provided by your browser or associated applications ("Cookies"). We use these technologies to: recognize you as a customer; customize the StackWorks GmbH Services and content; help ensure that your account security is not compromised; mitigate risk and prevent fraud; and to promote trust and safety across theStackWorks GmbH Services. We use both session and persistent Cookies. Session Cookies expire and no longer have any effect when you log out of your account or close your browser. Persistent Cookies remain on your device until you erase them or they expire. We encode our Cookies so that we can interpret the information stored in them. You are free to decline our Cookies if your browser or browser add-on permits, but doing so may interfere with your use of the StackWorks GmbH Services. Refer to the help section of your browser, browser extensions, or installed applications for instructions on blocking, deleting, or disabling Cookies. How we protect and store personal information Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been made anonymous such that it does not identify a specific user. We store and process your personal information on our servers in Europa. We maintain reasonable technical, physical, and administrative security measures to protect the security of your personal information against loss, misuse, unauthorized access, disclosure, or alteration. It is your responsibility to make sure that your personal information is accurate. You should promptly update your personal information if it changes or becomes inaccurate. We retain information as long as it is necessary and relevant for our operations, typically for as long as a user has an account, though in some instances information may be stored after an account is closed. We may retain some information from closed accounts so that we can comply with law, prevent fraud, assist with investigations, resolve disputes, analyze or troubleshoot programs, enforce our Terms of Use, or take other actions permitted by law. Likewise if your account or membership is terminated or suspended, we may maintain some information to prevent re-registration. How we use the personal information we collect Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to: provide the StackWorks GmbH Services and customer support; connect you with relevant clients or businesses; process and analyze transactions and send you notices about your transactions; determine your location and the location of merchants, and to correlate your location with transaction activity; verify your identity; prevent potentially prohibited or illegal activities, and enforce our Terms of Use; customize, measure, and improve the StackWorks GmbH Services and the content, layout, and operation of our website and application; create new tools, analytics, social graphs and algorithms; conduct academic and social (behavioral) research, including publishing reports, academic and white papers; deliver service update notices and promotional offers; communicate with you. How we share personal information with other parties We may share your personal information with: Financial and banking institutions that we partner with. Credit bureaus and collection agencies to report account information, as permitted by law. Other business entities, should we plan to merge with or be acquired by that business entity. Should such a combination occur, we will make reasonable efforts to request that the new combined entity follow this Privacy Policy with respect to your personal information. If your personal information would be used contrary to this policy, you will receive prior notice. Law enforcement, government officials, or other third parties pursuant to a subpoena, court order, or other legal process or requirement applicable to StackWorks GmbH or one of its affiliates; when we need to do so to comply with law or credit card rules; or when we believe, in our sole discretion, that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our Terms of Use. StackWorks GmbH may share anonymous information with third party partners for market research purposes. How you can restrict StackWorks GmbH from collecting or sharing your personal information StackWorks GmbH maintains your preferences for use, collection, and sharing of information, including how we contact you. Some federal and state laws allow you to restrict the sharing of your personal information in certain instances. You can change your preferences by emailing info@sayblake.com indicating that you no longer wish to receive marketing communications. Alternatively you may opt out of our email communications by tapping “unsubscribe” and the bottom of any mass email sent by StackWorks GmbH How you can access or change your personal information You can review and edit your personal information at any time by logging in to your account and reviewing your account settings and profile. To request to close your StackWorks GmbH account, you must put the statement “Delete Account” in the body of your request, as well as your name, street address, city, state, and zip code. If you close your Sayblake (StackWorks GmbH account, we will mark your account in our database as "Closed," but may retain personal information from your account to collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations, prevent fraud, enforce our Terms of Use, or take other actions as required or permitted by law. Notice to during the preceding year for those third parties’ direct marketing purposes.

We continue to review new technologies and may adopt any particular technology standard at some point in the future. Children's Privacy The Site is a general audience site and it is not intended for children under the age of 13. We do not knowingly collect personal information via our websites, applications, services, or tools from users in this age group. Notification Regarding Updates From time to time, we may update this Privacy Policy. You agree that we may notify you about material changes in the way we treat personal information by placing a notice on the sayblake.com website and the sayblake smartphone application.

How you can contact us about privacy questions If you have questions or concerns regarding this policy, you should email us at info@sayblake.com


Our Premium Services for a small fee - that helps us to growth

You may be able to access enhanced functionality within the Services (“Premium Services”) by paying a Premium Subscription Fee.  Such subscription can be paid either on a monthly or annual basis and is payable in advance of the use of the Premium Services.  StackWorks GmbH (sayblake) reserves the right to increase the Premium Subscription Fee from time to time.

In order to pay the Premium Subscription Fee, you will be required to provide payment information (including credit card details) and by signing up to Premium Services you authorize us and certain third-party service providers, payment card networks and payment processors to receive, store and encrypt your payment information. No refunds or credits will be provided by StackWorks GmbH (sayblake) in relation to the Services.

Your Premium Subscription Fee will be billed automatically at the beginning of each monthly or annual period as is applicable. Such Premium Subscription Fee will continue to be collected automatically until you cancel your Premium Service.

You may cancel your Premium Service at any time. The cancellation of Premium Services will become effective at the end of the billing cycle. No refunds are available for the period between cancellation and the end of the billing cycle. Even though your Premium Service is terminated, your account shall continue with access to the core Services.